Why work with Sightline Wealth Advisors?
From our distinctive client focus and personalized service to our fiduciary standard and focus on minimizing investment costs, there are lots of reasons to choose Sightline.
Both Alex Pellish and Mark Steffen are Certified Financial Planners™ (CFP®) with over 30 years of combined experience. We’ve helped clients navigate through volatile markets, managed the impact of significant changes to tax and estate law, and adjusted to a changing landscape in employee benefits and health care. More than 90 percent of our new clients are referred by existing clients, many of whom we’ve advised through the family life cycle of births, graduations, weddings, retirements and deaths.
We believe helping our clients determine and define their goals while also preparing for the unexpected is an irreplaceable first step before creating an investment portfolio. Thorough planning plots the course, lets us track progress and ensures we’re helping our clients reduce taxes, maximize employer benefits, obtain appropriate levels of insurance and maintain the right cash reserve. As your situation or the law evolves, we revisit your plan to adjust it to your new goals.
Sightline’s private, secure web portal offers a document vault, on-demand reports, and two-way online workflow communication and secure messaging via desktop or mobile. Our portal provides a consolidated portfolio view—bank accounts, 401(k), investment accounts, insurance policies and more—to create a living financial plan that’s updated in real time. That means we can spend less time managing documentation and more time understanding our clients as individuals.
Working with hundreds of retirees has given us a tremendous level of experience addressing the key financial issues of retirement. Determining how and when to withdraw from a retirement portfolio can be an intimidating decision, but we’ve created systems to help you create income from your portfolio thoughtfully and tax efficiently.
Sightline is a fee-only advisory firm, which means we don’t receive compensation from the sale of any investment. We’re compensated directly by our clients for our advisory services, based either on financial planning complexity or the assets under management.
Because Sightline is an RIA, we’re held to a higher standard than the “suitability standard” of a broker-dealer and its representatives. We operate under the fiduciary standard created within the Investment Advisers Act of 1940, which requires that we place our clients’ interests before our own. Our loyalty is vested with our clients, not with a broker-dealer firm.
Sightline is a Registered Investment Advisory (RIA) firm. We’re registered with and regulated by the US Securities and Exchange Commission (SEC). We don’t represent the interests of a broker-dealer or insurance company, and we can’t receive commissions from the sale of investment or insurance products. We believe our structure eliminates potential conflicts and provides transparency to our clients.
Our objective is to help our clients achieve consistent and reliable returns over time while managing risk and tax impacts. We believe investors should only take as much risk as necessary to achieve their financial goals, so we work with our clients to construct an appropriate asset allocation to align with their risk tolerance and investment time frame.
By using low cost index Exchange-Traded Funds (ETFs) and institutional-class mutual funds as core investments for the portfolios we construct, we’re able to minimize investment costs to maximize your return.