Another Opportunity to Refinance

With mortgage rates once again near all-time lows, now is a great time to review your current mortgage and determine if a refinance makes sense. Average 30-year mortgage rates hit a low of 3.35%, in December of 2012, but quickly jumped to 4.49% by September of 2013 (Graph 1). Rates for 30-year conventional mortgages have […]

Hitting Workplace Retirement Plan Maximums by Year-end.

Do you know how much you are contributing to your plan? Are you sure that you are receiving the maximum match from your employer? Unfortunately, I’ve seen many situations through the years where individuals were not maximizing the benefits of their workplace plans and were leaving thousands of dollars in tax savings and employer matching […]

Back to School – Back to Basics

Simple Steps to Avoid Procrastination and to Reconnect to Your Financial Goals Hopefully, you have enjoyed a relaxing summer filled with your favorite pursuits. Summer is a great time to reconnect with family and friends at picnics and barbecues, to spend time biking, hiking and swimming or to just enjoy a great read in your […]